- Property coverage will pay for any damage to or theft of your vehicle.
- Liability coverage will pay for bodily injury and/or property damage to others.
- Medical coverage will pay for costs of treating injuries, lost wages and funeral expenses.
There are six possible types of auto insurance coverage:
- Bodily Injury Liability
- Property Damage Liability
- Personal Injury Protection (PIP) or Medical Payments
- Uninsured/Underinsured Motorist
This type of coverage applies to injuries you may have caused to others due to an accident. Serious accidents could result in a lawsuit, making the proper liability coverage very important.
This type of coverage pays for the damage you may have caused to someone else’s property. This includes vehicles, lamp posts, fences, telephone poles, buildings, mailboxes, etc.
This type of coverage helps pay for the treatment of you and your passengers, should you be injured in an accident. It can cover medical bills, lost wages, even funeral costs.
This type of coverage applies to losses due to theft or damages to your vehicle caused by something other than a collision. For example: vandalism, fire, hail, storms, earthquakes, falling objects, or incidents involving animals. Comprehensive coverage is often required by auto lenders.
This type of coverage pays for damage to your vehicle as a result of a collision with another vehicle or object, and potholes or road damage. Collision coverage is often required by auto lenders as well.
This type of coverage will reimburse you for expenses caused by an uninsured or underinsured driver. It will also cover hit-and-run accidents, or if you are hit as a pedestrian.
There are also options for rental car reimbursement and roadside assistance.
If you have specific questions about auto insurance coverage, let Legacy Insurance Partners help you. We can create a car insurance policy that is tailored to your specific needs. For more information, or to receive a quote, call 972.999.9090 or fill out our contact form.
Here are some of the vehicle coverage options Legacy Insurance Partners can help you with:
- Jet Skis
- Boats and Yachts
- Antique/Classic Automobiles
- Recreational Vehicles
- SR22 Filings
Many carriers help you save money simply by being yourself. Here are some of the discounts offered:
- Anti-theft Devices
- Defensive Driving Courses
- Good Credit
- Good Student Discount
- Low Mileage
- Multi-Line Discount
- Safe Driving Record