Life & Health Insurance

Life & Health Insurance

LIFE AND HEALTH
Life and health insurance are possibly the most important policies you can carry. They are the cornerstones of responsible financial planning, and become invaluable resources when an unexpected loss or illness occurs.

Health Insurance for Individuals and Families
Health insurance protects you and your family when sickness and injuries occur, from small colds to major illnesses and everything in between. Unfortunately, standard health insurance benefits (like those provided by an employer) can often leave coverage gaps when considerable health issues arise. A supplemental health insurance policy can give you and your family the means to pay for many expenses associated with serious conditions such as:

  • Illness-related expenses not covered by other polices
  • Daily cash benefits during hospital stays
  • Daily benefits for outpatient care
  • Providing benefits if one is completely disabled due to illness
  • Help with every day expenses and bills

Serious conditions can strike at the most unexpected times. Let Legacy Insurance Partners help you enjoy peace of mind with a comprehensive or supplemental health insurance policy. For more information, or to receive a quote, call 972.999.9090 or fill out our contact form.

Life Insurance
Life insurance policies leave surviving family members with a sense of certainty, and can help prevent a financial disaster after the loss of a loved one who provided fiscal support. It can be particularly beneficial to those whose spouses will see a reduction in government or employer sponsored benefits. Life insurance not only helps replace lost income, but can help with several other concerns families face in the loss of their loved one:

Final Expenses
Life insurance can pay for your burial expenses, probate and estate costs, and any debts or medical expenses left behind.

Create an Inheritance
Those with little assets or cash to pass on to heirs can create an inheritance for their loved ones with a life insurance policy naming specific members as beneficiaries.

Federal and State Taxes
Benefits can help pay estate or death taxes, eliminating the need for heirs to liquidate assets or accept a reduced inheritance.

Source of Savings
Some policies can accrue a cash value that can be borrowed upon during the holder’s lifetime. A cash-value policy essentially creates a savings plan, and earned interest is typically tax deferred.

Life insurance policies can be confusing. What is the difference between term and permanent polices? What are the pros/cons of each? Legacy Insurance Partners can help answer your questions, and find a life insurance policy to suit your specific needs and budget. We believe everyone should have the option for affordable life insurance. For more information, or to receive a quote, call 972.999.9090 or fill out our contact form.

Health & Life Insurance

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Legacy Insurance Partners, 1205 W. Trinity Mills Rd #210, Carrollton, TX 75006

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