Factors that Affect the Cost of Life Insurance

Some of the factors that make life insurance more expensive are common sense.  Things like tobacco use, heart disease, cancer, and diabetes make insuring a particular individual’s life riskier—and more risk, means a higher premium.  However, there are some things that may not be so obvious.  Here are some of the lesser known reasons life insurance can be more expensive: Being overweight. Having a bad driving record. Having a bad family health history. Being employed in a dangerous … [Read more...]

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