Factors that Affect the Cost of Life Insurance

Some of the factors that make life insurance more expensive are common sense.  Things like tobacco use, heart disease, cancer, and diabetes make insuring a particular individual’s life riskier—and more risk, means a higher premium.  However, there are some things that may not be so obvious.  Here are some of the lesser known reasons life insurance can be more expensive: Being overweight. Having a bad driving record. Having a bad family health history. Being employed in a dangerous … [Read more...]

Tips for Hiring Safe Commercial Drivers

As a commercial business owner, you have a responsibility to hire safe and conscientious drivers for transporting passengers or goods.  Additionally, your drivers can reflect positively or negatively on your company’s image.  Unfortunately, it can sometimes be difficult to find the competent drivers you need.  So where do you start? First, review a detailed driving record of all candidates prior to beginning the hiring process.  Driving records reveal safety performance on the road and can … [Read more...]

Spring into the Season with these Tips

Getting your home ready for spring takes more than just a good cleaning.  Here are a few additional home maintenance duties that should be considered: Change furnace and A/C filters.  If you have an outdoor A/C unit make sure it is clean and clear of shrubbery. If you have a fireplace, now is the time to clean it out for next fall. Trim branches from limbs that may be hanging over your roof. Clear gutters and make sure downspouts are running clean. Change batteries in your smoke … [Read more...]

Keeping The Kids Busy During a Spring Break Road Trip

If spring break includes a road trip with the kids, here are a few tips to help you keep them occupied along the way: Have your kids keep a journal of their travels.  They can write down things they see, towns they go through, or just funny anecdotes from the ride. Play the alphabet game or keep track of license plates. Have them find cars of different colors until they can no longer find a unique color. Take odd side trips.  Our country is full of fun roadside attractions including … [Read more...]

Springtime in Dallas: Dallas Blooms and Spring Eggstravaganza at the Colony

Spring has definitely sprung here in Texas, and there are some great local events you can attend to get your fill of the warmth and beauty Spring brings. The 30th annual Dallas Blooms festival at the Dallas Arboretum and Botanical Garden has been extended through April 20th.  The Dallas Blooms festival is one of the world's most extraordinary floral displays in the world with over 500,000 blooming spring bulbs.  From poppies to tulips and everything in between, there are thousands of annuals … [Read more...]

A Change in the Open Enrollment Date for ACA?

The Washington Post has reported the deadline for open enrollment in government mandated health care will be moved back from March 31st.  According to the report, the revised deadline “will apply to the federal exchanges operating in three dozen states” and it will extend for a period of two to three weeks.  Up until now, authorities have denied any possibility of extending the deadline. Any extension is likely to increase enrollment by a few hundred thousand people.  The problem is many … [Read more...]

3 Tips for Small Businesses to Reduce Risk of Cyber Crime

Your small business is a large investment and you've worked hard to get it up and running.  So, the idea of anything ruining the success and future of your business can be terrifying.  However, with cybercrime on the rise, there is a real possibility that your business could suffer a great deal if you are not properly protected.  Here are three tips to take advantage of: Change your passwords often.  Every person in the company that has access to the computer system should change his/her … [Read more...]

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