Things That Aren’t Covered Under a Homeowner’s Insurance Policy

homeYour home is one of your biggest investments, so it is important to protect it with homeowner’s insurance.  However, it is important to understand what is not covered under a standard homeowner’s insurance policy.

Maintenance Problems

Many maintenance problems (including mold, termite, and rat damage) are not covered under a standard homeowner’s insurance policy in Texas.  That is why it is so important to take very good care of your home.

Earthquake Damage

Earthquake damage is not covered under a standard homeowner’s insurance policy.  If you want protection from an earthquake, you will have to purchase an additional policy.

Water Damage

A standard homeowner’s insurance policy does not cover water damage.  If floods happen often in your area, you should think about purchasing flood insurance.

For information about homeowners insurance in Denton County, contact Legacy Insurance Partners.

Legacy Insurance Partners, 1205 W. Trinity Mills Rd #210, Carrollton, TX 75006

Legacy Insurance Partners

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